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What are the different types of insurance?

Please view our full advertiser disclosure policy . The most important types of insurance are auto, home, renters, umbrella, health, long-term care, disability and life. Assessing your personal insurance needs and budget constraints with an insurance agent can help you determine which policies to buy and how much coverage you need.

What are the different types of personal insurance?

Many insurance policy types are available, and virtually any individual or business can find an insurance company willing to insure them—for a price. Common personal insurance policy types are auto, health, homeowners, and life insurance.

What types of insurance do you need?

Umbrella insurance. Life insurance. Health insurance. Disability insurance. Long-term care insurance. Evaluate each insurance type to determine which coverage you need and how much is enough to protect yourself financially. What is the most important insurance to have? The most important insurance to have depends on your individual needs.

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